Sunday, September 5th, 2010.
LAKESIDE CREDIT UNION
150 West Ryan Road
PO BOX 248
Oak Creek, WI 53154
Tel: 414-764-0900
Alt: 414-764-0901
Fax: 414-764-3189
Where Members are People
Not just Numbers!
| LAKESIDE CREDIT UNION LOAN RATE PRICING MATRIX |
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| Transunions
Credit Scores |
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How Rate is Applied
based on Score |
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A |
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700-759 |
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Base Rate |
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B |
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660-699 |
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Base Rate |
plus |
1% |
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C |
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640-659 |
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Base Rate |
plus |
3% |
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| New
Auto Loans (Including New, non-titled Harleys) |
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| 2010-2009 |
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A/B 100% financing
available |
C Up to 80% financing only |
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A *APR |
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B *APR |
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C *APR |
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| 36 Months |
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4.90% |
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5.90% |
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7.90% |
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| 48 Months |
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5.00% |
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6.00% |
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8.00% |
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| 60 Months |
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5.10% |
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6.10% |
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8.10% |
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| 72 Months |
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5.20% |
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6.20% |
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8.20% |
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| must
be over $20,000.00 |
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| Used
Autos Loans (Including used Harleys) |
A/B up to 100% financing
of Kelly Blue Book retail value |
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| 2008-2007-2006 |
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Retail Value.
C up to 80% of Kelly Blue Book retail value |
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A *APR |
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B *APR |
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C *APR |
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| 36 Months |
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5.40% |
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6.40% |
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8.40% |
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| 48 Months |
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5.50% |
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6.50% |
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8.50% |
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| 60 Months |
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5.60% |
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6.60% |
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8.60% |
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| Older
Used Autos (Including Harleys) |
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A/B up to 100% of Kelly Blue
Book retail Value |
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| 2005-2004-2003-2002 |
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Retail Value.
C up to 80% of Kelly Blue Book retail value |
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| 24 Months |
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6.40% |
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7.40% |
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9.40% |
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| 36 Months |
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6.50% |
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7.50% |
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9.50% |
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| Classic Autos |
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Classic valuation
Manual using up to "good" valuation or 80% of lowest of |
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two appraisals |
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A *APR |
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B *APR |
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C *APR |
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| 24 Months |
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7.44% |
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8.44% |
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10.44% |
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| 36 Months |
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8.94% |
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9.94% |
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11.94% |
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| New
Cycles - Not Harleys |
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see new autos for value/financing
limits |
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A *APR |
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B *APR |
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C *APR |
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| 36 Months |
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6.54% |
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7.54% |
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9.54% |
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| 48 Months |
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7.04% |
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8.04% |
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10.04% |
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| 60 Months |
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7.54% |
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8.54% |
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10.54% |
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. |
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| Used
Cycles - Not Harleys |
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A *APR |
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B *APR |
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C *APR |
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| 12 Months |
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7.54% |
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8.54% |
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10.54% |
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| 24 Months |
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8.04% |
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9.04% |
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11.04% |
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| New
Boat, Motor & Trailer |
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see new autos for value/financing
limits |
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A *APR |
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B *APR |
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C *APR |
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| 36 Months |
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7.94% |
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8.94% |
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10.94% |
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| 48 Months |
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8.24% |
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9.24% |
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11.24% |
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| 60 Months |
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8.54% |
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9.54% |
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11.54% |
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| 72 Months |
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8.84% |
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9.84% |
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11.84% |
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| 84 Months |
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9.14% |
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10.14% |
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12.14% |
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| Used
Boat, Motor & Trailer |
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see used auto for value/financing
limits |
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A *APR |
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B *APR |
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C *APR |
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| 24 Months |
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8.14% |
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9.14% |
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11.14% |
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| 36 Months |
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8.64% |
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9.64% |
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11.64% |
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| 48 Months |
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9.24% |
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10.24% |
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12.24% |
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| 60 Months |
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9.74% |
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10.74% |
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12.74% |
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| Personal
Signature Loans (Fixed term) |
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| Subract
any credit card or KCL |
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A *APR |
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B *APR |
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C *APR |
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$4,000 |
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$3,000 |
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$2,000 |
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| 12 months |
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8.49% |
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9.49% |
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11.49% |
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| 24 months |
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8.99% |
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9.99% |
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11.99% |
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| 36 months |
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9.49% |
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10.49% |
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12.49% |
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| 48 months |
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9.99% |
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10.99% |
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12.99% |
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| Kwik Cash |
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| Subtract
credit card or Signature loan |
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A *APR |
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B *APR |
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C *APR |
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11.50% |
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12.50% |
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14.50% |
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| CD SECURED |
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3% over the current CD Rate -
Loan term = CD term |
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| All
other Collateralized Loans (snowmobiles, ATVs, etc.) |
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A *APR |
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B *APR |
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C *APR |
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| 24 Months |
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8.14% |
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9.14% |
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11.14% |
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| 36 Months |
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8.44% |
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9.44% |
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11.44% |
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| No
Mobile Homes |
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| Second
Mortgages Up to 75% LTV |
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A *APR |
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B *APR |
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C *APR |
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| 60 Months |
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4.90% |
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5.90% |
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7.90% |
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| 96 Months |
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5.15% |
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6.15% |
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8.15% |
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| 120 Months |
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5.40% |
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6.40% |
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8.40% |
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| 180 Months |
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5.65% |
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6.65% |
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8.65% |
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| HELOC
- line of credit
Note: Risk Base Pricing does NOT apply |
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80% of Value |
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| $1.50
per $100 borrowed |
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Prime (4% Floor) |
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| *APR is the Annual Percentage Rate. |
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